What is bank deposit

Bank deposit simply means that you or your company place money in the bank.

This is considered a very secure way of storing money. It is called a bank deposit or company deposit.

When individuals and companies deposit money in banks as bank deposits, this ensures that banks can lend money to their customers again.

Bank deposit = liquid assets

Cash in the form of bank deposits is one way to store value. Other forms can be stock savings, stock portfolios, investments in real estate, equipment, and so on.

Bank deposits are one of the most liquid ways to store value because they are built up by cash that is available for use. There’s no need to convert them into marketable assets through for example selling real estate, making them a good option for immediate financial needs.